Scott Kelley, CEBS, CDHC
Scott Kelley has been a national consulting expert for nearly 30 years. He is the former Chairman of the Board of Kelley & Swain and was a Principal at Edgewood Partners Insurance center after Kelley & Swain was purchased by that firm.
He has helped clients like Campbell Soup, Otis Spunkmeyer Cookies, Foster Farms Chicken, S&W Fine Foods, Color Spot Nurseries, Monrovia Growers and Aerojet/Gencorp refine their benefits programs.
As a Certified Employee Benefits Specialist and holder of the National Association of Health Underwriters Certification in Consumer Driven Health, Scott has developed a reputation for bringing innovative solutions to clients in areas that are often overlooked by other consultants. His expertise in the large group market has allowed him to save his clients millions of dollars in benefit costs while often being able to simultaneously improve benefit levels for employees.
He was responsible for implementing the first managed care plan in the history of Campbell Soup which saved the plan $1.9 million dollars and prevented the plant from closing for another 20 years. Scott’s plan design was adopted by Campbell nationally soon after implementation.
Scott is in constant pursuit of new ideas and concepts that impact employee benefits, such as Value Based Health Plans. His unique strategy helps his clients develop cutting edge benefit programs which often outperform the national trend of double digit healthcare cost increases.
Scott founded Verus Insurance Services in 2016 with a vision to change the way the industry treats clients, employees and vendors.
Scott lives in Folsom, California and enjoys time with his family.
Brittney Bello, HCRC CHP CSFS
Brittney Bello is Verus Insurance Services Vice President of Operations reporting to President and CEO Scott Kelley.
Brittney is responsible for the overall operations and account management staff. Her focus is on growing the account management team and providing tools and resources which allow them to provide exceptional service and outstanding deliverables. Her passion for efficiency and technology lends itself well to the development of forward thinking resources for her team and Verus clients.
Prior to joining the Verus team Brittney was an Account Executive with Edgewood Partners Insurance center where she thrived as an exceptional strategic service manager. While with Edgewood, Brittney received accolades as an outstanding team member, employee of the quarter and was promoted as one of the youngest Account Executive in firm history. She also participated in the development of many of the firms best practices committees as well as the development of many client facing compliance tools.
Brittney’s other experience included being the Benefits Director for a California-based Professional Employee Organization (PEO) which was tribally owned, subject to Collective Bargaining Agreements and had over 5,000 employees nationally. Her unique experience in this complex environment helps her find solutions that fit Verus’ clients’ needs. She holds a National Health Underwriters Association certificate in PPACA and is a Certified HIPAA Professional. In 2019, she became a Certified Self Funding Specialist through the Health Care Administrators Association.
At Verus Insurance Services, Brittney is not only leading the operational development of the company, but she also provides consultative advice and account management for clients. Her primary account management focus is on compliance, strategy and efficient utilization of resources and technology.
Brittney lives with her husband, Frank and her son Francis in California.
Bob Grunsky, Consultant
With over 25 years of experience in insurance, Bob is proficient in the many facets of Employee Benefits. He has worked in different capacities, including on behalf of the carrier and in the Human Resources arena as a consultant and broker, where he has spent the latter end of his career. Best suited in serving clients with their Employee Benefits needs, Bob is able to provide insurance solutions including, but not limited to, cost-saving strategies, ACA and COBRA compliance, online HR resource tools and more. He delivers high-level, boutique-style service to all that he has the privilege of serving.
After starting his own brokerage, Bob merged with a national firm. He attributes much of his success to a strong team, a great partnership with the carrier community, and the continued loyalty of his valued clients. Early in 2017, Bob joined the Verus team to enhance the services and deliverables available to his clients.
Bob’s heart and steadfast commitment to serve has allowed him the opportunity to develop customized benefit solutions for his clients. He has strategically formed his service team to provide daily access to his employers and their employees, which is critical. Bob and his team are a true extension of their HR affiliates.
Bob enjoys spending time in McCall, Idaho with his wife, Catherine. His family of five enjoys health and fitness activities in the great outdoors.
Dave Wallace, CBWA
Dave is an Employee Benefits Consultant with Verus Insurance Services, LLC.
After starting his career in sales for personal lines, Dave Wallace founded his own insurance brokerage, The Wallace Group, in early 1999. After nearly six years of success, he merged with Owen-Dunn Insurance Services, and lead their employee benefits consulting team for nearly a decade. While at Owen-Dunn, Dave managed an overall book in excess of $100 million in premium across more than 100 groups across California.
Interested in expanding his knowledge base, Dave joined Tevis Insurance Services in November of 2013 where he continued to provide outstanding, insightful consulting services to his clients while providing expertise and training to junior consultants. After leaving Tevis, Dave elected to join the Verus team to refocus his efforts on helping his clients.
At Verus Insurance Services, Dave is focused on helping his clients achieve their benefit goals while effectively communicating changes and programs to employees. Dave is a Certified Benefits Wellness Advisor and Certified Benefits Risk Advisor with nearly 20 years of employee benefits experience.
Dave has been recognized as a participant in the Kaiser Permanente Leadership Roundtable, HealthNet Broker Advisory Council and has served on the Executive team of the American Heart Association, Sacramento Chapter.
Dave lives in the Sacramento area and enjoys giving back to the community, golfing, practicing yoga and spending time with his friends.
Chris Cardozo, Consultant
Chris has been involved in the insurance industry since 2006, learning the business from the ground up. After working successfully as an agent in several local brokerages, he realized his desire to form his own insurance agency. Surrounded by a motivated team, his company grew to a highly successful agency within two years.
In 2016, he merged with the Leavitt Group and became a partner, leading their employee benefits team. This department became one of the fastest growing employee benefit brokerages in the country for the Leavitt Group. Chris has become recognized as a national leader, top producer and keynote speaker. He also helped develop national mentorship program for over 400 agents within the company which is being used currently as a training tool.
Chris joins Verus Insurance Services bringing his enthusiasm, knowledge and an ongoing desire to provide unparalleled service to his clients. He is focused on helping his clients achieve their goals while effectively communicating employee benefits to the employees.
Chris, a devoted husband and father of two, lives with his family in Granite Bay. He has been a high school youth leader and mentor through his church for over 12 years. He shares his love of all sports with his family and friends.
Alicia Landi, Consultant
Alicia is an Employee Benefits Consultant with Verus Insurance Services, LLC.
Alicia is a tireless problem solver, healthcare guru and confident employee benefits consultant. With more than 15 years of experience, Alicia is a proven strategic partner.
Specializing in groups with more than 50 employees, Alicia provides expert consultation in all areas of employee benefits including marketing strategy, renewal negotiation and customer service.
Alicia began her employee benefits career under the guidance of Dave Wallace at the Wallace Company, learning the service aspect of the employee benefits renewal cycle. Moving to Owen-Dunn Insurance Services in 2003, Alicia became a proven asset as a successful consultant. While there, she grew her personal book of business and found her niche with the medium sized companies looking to streamline their benefit costs.
After nearly a decade with Owen-Dunn, Alicia moved to Tevis Insurance Solutions, where she became a Vice President and consultant. After leaving Tevis, Alicia elected to join the Verus team to refocus her efforts on helping her clients.
At Verus Insurance Services, Alicia is focused on helping her clients achieve their benefit goals while effectively communicating changes and programs to employees.
Alicia lives in the Sacramento area, enjoys socializing with friends and staying active.
Bud Cole, Consultant
Bud Cole has been an employee benefits expert for 22 years. He started his career in Los Angeles working for Aetna in their National Accounts division and has spent the last 20 years consulting including 9 years with ABD (now USI) and 9 years as the head of the San Diego office for Lockton, running a $10M book of business.
He has worked on developing innovative initiatives and implementing cost effective strategies with companies such as: American Medical Response, Laidlaw Transportation, Virgin Hotels, Nordstrom, 99 Cent Only Stores and Hard Rock Hotel among many others.
He has expertise in all areas of employee benefits and has worked extensively with Private Equity clients to build portfolio programs that have saved millions of dollars through purchasing efficiencies and has added substantially to the Private Equity company’s EBITDA. Additionally, he has implemented domestic directed hospital designs to curb costs and improve the performance of the plan.
Bud is at the forefront in development of cost containment measures that seek, not depreciate the value of benefits for employees, but rather improve the efficiency of the plan such as reference-based pricing, pharmacy contract negotiation and ACO integration.
Bud lives in San Diego, California and enjoys scuba diving and skiing.
Victor Estevez, Consultant
Victor Estevez began his carrier 17 years ago starting out in the life and 401k market. It was there that he developed a strong relationship based clientele. As his relationships and client base grew he began to get recognized as a strong business resource for small to medium sized companies. As his skill to understand his client’s needs and challenges grew. He was able position himself as a true consultant. In 2008 Victor got asked to start and grow Nationwide insurance agency. The agency would be a true one stop for clients with all lines of coverages. The agency began to get more and more request for health and wellness benefits. In 2016 Victor joined the Verus team. Victor brings a solid history of success, a fantastic work ethic, a deep knowledge of how to recognize short-term and long-term challenges and track record of delivering solutions.
Victor loves living in Rocklin, CA. He’s married with 3 wonderful kids. When he’s not working he can be found attending one of his kids events. He is also a sports enthusiast who enjoys playing golf.
Ashley Coelho, Account Executive
Ashley was born in Woodland, California and received her B.S. in Business Administration with an emphasis in Marketing from California State University, Fresno in 2004. She began a career in financial services working for Northwestern Mutual Life Insurance and later realized she wanted to get away from sales and focus on service, client retention and relationship building. With her heart to serve, she found her home in Employee Benefits as Senior Account Manager.
In 2006, Ashley became a licensed Life, Accident and Health Agent with California Department of Insurance and began working for her first brokerage firm in Woodland, CA. She later relocated to Roseville, CA and transitioned to a smaller agency whose primary focus was Employee Benefits. In 2017, Ashley and her broker partner joined the Verus team. The relationship with Verus was solidified as their core values and principles aligned. At Verus, Ashley continues to serve her clients with the same unparalleled level of service they are accustomed to. After more than 10 years of experience, her immediate focus is furthering her education surrounding the Patient Protection and Affordable Care Act (PPACA) to better serve her clients and their most valued asset, their employees.
Ashley works from a satellite office in Clovis, CA where she resides with her husband Joe (Farmer) and their three children: Hazel (4 1/2), Joseph VI (2 1/2) and Hattie (1). She enjoys spending time with her family, camping, crafting with her kids and serving on the Executive Board of her sorority’s Alumnae Association.
Eva Williams, Account Executive
Eva was born in Lewiston, Idaho. The fourth child in a large family of 9 children. She began her career in health insurance in 1992 working for Foundation Health, a health insurance company, managing Union clients. Finding that she could make a real difference helping people navigate the health insurance world at a time when they need it most, she has never looked back.
Eva transitioned to the broker-consulting industry in 2002 by going to work for a large brokerage firm in Sacramento, California. After expanding her skills and learning account management services with other brokerage agencies in the Sacramento area, Eva found her true home with Verus Insurance Services in 2018.
Verus’ business model of being fully transparent with their clients, consultation with strong ethics and the team’s commitment to serve made her feel right at home. After more than 20 years of experience, Eva continues to keep up with the everchanging legislation surrounding benefits to help her clients stay compliant.
Eva and her husband Scott have 2 dogs, Brandy and Sadie. She enjoys spending time at home with her immediate family, camping and getting together with her large extended family and being the “cool” aunt to over 30 nephews and nieces.
Jimmy Bishop, Account Manager
Jimmy Bishop began his carrier in employee benefit insurance after seven years working in customer retention and loyalty for one of the nation’s largest telecommunications companies.
Jimmy joined the brokerage firm Edgewood Partners Insurance Center as an Account Representative to test his customer service experience and find growth in a new industry.
Jimmy was quickly promoted to Associate Account Manager after assisting clients with employee and employer level service issues. He was responsible for a variety of tasks including corporate communications, collateral and communication design and assisting to maintain client employee benefit programs. In September 2014, Jimmy earned his California license for Life, Disability and Health Insurance.
Jimmy joined Verus Insurance Services as an Associate Account Manager in May of 2016. He was responsible for assisting with the account management of small and large group insurance programs under direction of the Consultant and Account Executive. Jimmy has proven himself to be an invaluable part of the Verus family and is involved in many areas of the Verus services offered including customer service, marketing strategies and renewal analysis as well as contributing to strategic initiatives and communication campaigns.
In 2018, Jimmy was promoted to Account Manager and his responsibilities now include the complete management of his clients’ benefits programs. Jimmy excels at finding unique solutions to complex problems and provides outstanding support internally and externally.
Jimmy lives in Roseville, California with his fiancee Rebecca and her two daughters Madalynn and Makaya.
Cody Welch, NBD Manager and Associate Consultant
Cody Welch, a life-long Northern California resident, is the New Business Development Manager and Associate Consultant with Verus Insurance Services, reporting directly to Scott Kelley.
Prior to joining Verus, Cody managed a large team and regional division for Auction.com. At Verus, Cody works hard to build relationships with area employers and assists in the ongoing strategy development for his clients.
Cody enjoys coaching youth sports and spending time with his 7 year old son, his wife and is expecting his second son this summer.
Joseph Knowles, Associate Consultant
Joseph Knowles is an Associate Consultant and New Business Development Coordinator with Verus Insurance Services. He works closely with the Verus consulting and account management team to cultivate deep relationships with prospective clients and assists with the sales and implementation process.
Joseph obtained his first insurance-related job by standing on a Sacramento street corner in a suit and tie with a sign and handing out resumes. The same drive that brought him into this industry continues to serve him and his clients well. With more than a decade of personal lines experience, Verus is excited to be a part of his professional growth on the employee benefits side.
Joseph enjoys gourmet cooking, traveling, and spending time with his family. He lives in Orangevale, California with his wife.
Shelby Boaze, Associate Account Manager
Shelby, the first non-principal employee at Verus Insurance Services, began her career with us as Account Coordinator. She worked hard with the founding partners to develop processes and procedures for the Benefits Advocacy Team. Time and time again, Shelby has proven herself to be resourceful and provides outstanding customer support to her clients.
Promoted in 2018 to Associate Account Manager, Shelby now manages her own book of small business, overseeing the day-to-day support and management of her clients. She continues to assist the Account Coordinator employees in their hands on roles with employees.
Shelby’s ability to bring a positive attitude and committed spirit help her excel. Shelby holds a BA in Criminal Justice from the University of Nevada Reno. She lives in Folsom and enjoys spending time with her family, friends and pets.
Marissa is an Account Manager for Verus Insurance Services. Marissa became a life and health insurance agent in 2012 and helped establish a boutique employee benefits agency from day one. She has a passion for serving others and building lasting relationships with customers built on trust and integrity.
She recently joined Verus Insurance to continue her expertise and service, especially for the small group size of 2-50 employees.
Marissa graduated with a B.S. in Business Administration from the University of the Pacific. She then worked for a year and saved all her earnings in order to travel around the world to 21 countries.
She currently lives in Granite Bay with her husband and two kids who loves to be outside and exploring the amazing and beautiful area she lives in.
Priscilla Knowles, Lead Service Rep
Priscilla is the lead Account Coordinator for the Verus Benefits Advocacy Team. In her role, Priscilla has the incredibly important task of assisting the employees of Verus clients with the day-to-day challenges and bureaucracy of the employee benefits industry. With a true heart to serve, Priscilla wows employees with her dedication, attention to detail and tenacious problem solving skills.
Prior to joining the Verus family, Priscilla worked in personal lines, managing an office staff and overseeing hundreds of policy renewals a year. Wanting to expand her professional experience and grow as a capable account manager, Priscilla joined Verus in 2018.
Priscilla, who is fluent in 3 languages, is an avid traveler having been to five continents and over a dozen countries. She enjoys spending time with her family, and going to church. She lives in Orangevale, California with her husband, Joseph.
Nicole Sissle, Account Service Rep
Nicole is the newest member of the Verus family, having joined us in early 2019. Her current role is as Account Coordinator, working on the Verus Benefits Advocacy team. She works hard every day to assist employees and employers with the challenges they face navigating the employee benefits world and brings her prior experience with her to to help get the job done.
Nicole always brings her positive attitude and a smile to her work, as well has her experience in the past with VSP and Optum360.
A California transplant from Florida, Nicole lives in Rocklin with her amazing sons and her loving husband.
Chrissy Salvage, New Business Developent
Chrissy Salvage is a New Business Coordinator with Verus Insurance Services. With more than 20 years of experience in service management, Chrissy brings her customer-oriented perspective to helping connect national companies with the Verus team. Her dedication and work ethic pay off every day and she’s working diligently to expand her knowledge regarding employee benefits and the Verus methodology.
Chrissy, an avid outdoorsman, lives in Orangevale, California and is a proud mother to two handsome boys.
Jennifer Lujan, New Business Development
St. Louis native Jennifer relocated to California if 2004 with her son and daughter as a licensed Esthetician. After supporting a client through the tragic loss of a loved one, Jennifer quickly realized the importance of insurance planning. Recognizing her true heart to serve, she found a calling while working with Farmer’s insurance in the Sacramento area.
Jennifer independently obtained her California Life & Health License in 2018 and began the process of finding a home for her career. Joining Verus Insurance Services in 2019, Jennifer help national clients, large and small, learn about the valuable services that Verus brings to the table. She hope to continue and expand her career as a Consultant.
A proud Army Mom, Jennifer lives in Fair Oaks with her husband and cat, Lilly.
Francis Bello, Technical Consultant
Francis, popularly known as Frank, has been a technical consultant for Verus for more than a year. What originally started as a transitional and internal project-based role has developed into a deep and useful position that supports the entire Verus team. Francis’ complex understanding of technical aspects of business enterprise has provided unending support for the Verus Account Management Team.
Professionally, Frank is a certified Information Technology expert, working for the Sacramento Kings organization as well as Verus. His certifications in Microsoft Windows, CISCO, and other related platforms are enhanced by his holding of a California Life and Health Agent licence.
Specifically dealing with finding solutions to common problems such as communicating with employees, processing of employee and benefit level data, and vendor-to-vendor interfacing, Frank’s commitment to excellence makes us all look good. Occasionally, Frank assists Verus clients directly, and is available for consultation as needed.
Rachel Nannini, Office Manager
Rachel has worked with Scott Kelley and many of the Verus team for many years. The unsung hero of the Verus team, Rachel keeps things humming by assisting with payroll, accounts payable and commissions receivable as well as all things office.
Rachel’s energetic attitude, willingness to help, and dedication to the overall success of Verus help us all succeed.
Rachel lives in Folsom with her husband and daughter and enjoys camping, 4-wheeling and other outdoor activities with family and friends.
Penelope Boaze, Chief Paw-blic Officer
Penelope is the quickest rising star at Verus, having reached her position as CPO by the young age of 1 (7 in dog years). Penelope brings complete commitment to her role at Verus. She is prompt at attending all meetings, and by acting as primary security officer, and overseer of all dropped food items, her days are never dull.
Penelope’s primary role is as counselor and the lifter of all spirits throughout the Verus office. She reports directly to Shelby Boaze (when it suits her).
Penelope enjoys belly rubs, her purple alligator, and organic roasted turkey breast.